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Personal Contract Purchase

PCP is a flexible finance product that offers low monthly payments and multiple options when the agreement ends.

How it works:

  • Pay an initial deposit.
  • Make fixed monthly payments based on the van’s expected depreciation.
  • At the end of the term, choose to:
    • Pay the final balloon payment to own the van.
    • Return the van (subject to mileage and condition).
    • Part-exchange for a new van and start a new PCP.

Why choose PCP?

  • Typically lower monthly payments than HP or Lease Purchase
  • Flexibility at the end of the agreement
  • Ideal if you like to upgrade your vehicle regularly
  • Affordable way to drive a newer van

Best for customers who value flexibility and changing vehicles every few years.

Contact us to explore our flexible PCP options.

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